Guide Library
Banking & Money
Banking and money in Thailand for foreigners — opening an account, the cheapest way to send money in and out, live fee tables, and the workarounds that still work in 2026.
14 guides available

Bangkok Bank vs Kasikorn vs SCB: Which Thai Bank for Expats in 2026
All three of Thailand's biggest retail banks now require the same baseline to open an account as a foreigner: a long-term visa. Tourist visas, visa-on-arrival,...

Best Thai Bank for Foreigners 2026: Fees & Requirements Compared
Kasikorn (KBank) is the most foreigner-friendly Thai bank in 2026, thanks to a fully English K PLUS app and branches that process foreign account openings...

Buying a Condo: FET Forms & Bringing Purchase Money Into Thailand
To own a Thai condo unit as freehold, the purchase money has to arrive from outside Thailand in foreign currency and get converted into baht by a Thai bank...

Cheapest Way to Send Money to Thailand: Wise vs SWIFT vs Revolut
Wise is the cheapest way to send money to Thailand for almost everyone: about 0.6% above the mid-market rate, with baht landing in a Thai bank account the same...

Currency Exchange in Thailand: Where the Best Rates Actually Are
Walk-in exchange shops like SuperRich and Vasu price within about 0.1–0.3% of the mid-market rate, Thai bank counters run roughly 1–2% worse, and airport...

Fixed Deposits & Interest for Foreigners in Thai Banks (2026)
A 12-month Thai baht fixed deposit at a major bank pays roughly 0.5–1.1% a year in mid-2026, and the bank automatically withholds 15% tax on whatever interest...

Foreign Currency Deposit (FCD) Accounts in Thailand Explained
A Foreign Currency Deposit (FCD) account lets you hold US dollars, British pounds, euros or Australian dollars inside a Thai bank without converting a single...

How to Open a Thai Bank Account in 2026: Every Route That Still Works
Your visa, not your nationality or your bank balance, decides whether a Thai bank opens an account for you in 2026. LTR visa holders get the smoothest path —...

Living in Thailand Without a Thai Bank Account: The Full Stack
Most DTV holders and long-stay tourists in 2026 never open a Thai bank account, because branches routinely turn them away. The workaround is a Wise (or...

Opening a Thai Bank Account on a DTV: Why Banks Say No & What Works
If you hold a Destination Thailand Visa (DTV) in 2026, plan on being turned away at the counter of Bangkok Bank, Kasikornbank (KBank), Siam Commercial Bank...

Thai Bank Fee Comparison 2026: Transfers, FCD, ATM & SMS Fees
Pulling cash out of a Thai ATM on a foreign card costs ฿220–350 per withdrawal in 2026, and sending money out of the country by SWIFT runs ฿250–1,200 depending...

Thailand ATM Fees for Foreign Cards: The 220-Baht Problem & Workarounds
Every Thai bank ATM now charges a foreign card ฿250 to ฿350 (~$7.60–10.60) per withdrawal, not the flat ฿220 baseline that still circulates in older travel...

Transferring Money Out of Thailand: Rules, Limits & Fees
Thailand has no blanket cap on how much money you can send abroad, but the Bank of Thailand (BOT) requires paperwork once the amount gets serious. The key...

Wise vs Revolut in Thailand: Which for Daily Spending?
Wise holds Thai baht and can deposit it straight into a Thai bank account, usually the same day, for around 0.6% plus a small fixed fee. Revolut cannot hold...