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Banking & Money

Banking and money in Thailand for foreigners — opening an account, the cheapest way to send money in and out, live fee tables, and the workarounds that still work in 2026.

14 guides available

Bangkok Bank vs Kasikorn vs SCB: Which Thai Bank for Expats in 2026
7 min read

Bangkok Bank vs Kasikorn vs SCB: Which Thai Bank for Expats in 2026

All three of Thailand's biggest retail banks now require the same baseline to open an account as a foreigner: a long-term visa. Tourist visas, visa-on-arrival,...

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Best Thai Bank for Foreigners 2026: Fees & Requirements Compared
7 min read

Best Thai Bank for Foreigners 2026: Fees & Requirements Compared

Kasikorn (KBank) is the most foreigner-friendly Thai bank in 2026, thanks to a fully English K PLUS app and branches that process foreign account openings...

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Buying a Condo: FET Forms & Bringing Purchase Money Into Thailand
7 min read

Buying a Condo: FET Forms & Bringing Purchase Money Into Thailand

To own a Thai condo unit as freehold, the purchase money has to arrive from outside Thailand in foreign currency and get converted into baht by a Thai bank...

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Cheapest Way to Send Money to Thailand: Wise vs SWIFT vs Revolut
7 min read

Cheapest Way to Send Money to Thailand: Wise vs SWIFT vs Revolut

Wise is the cheapest way to send money to Thailand for almost everyone: about 0.6% above the mid-market rate, with baht landing in a Thai bank account the same...

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Currency Exchange in Thailand: Where the Best Rates Actually Are
7 min read

Currency Exchange in Thailand: Where the Best Rates Actually Are

Walk-in exchange shops like SuperRich and Vasu price within about 0.1–0.3% of the mid-market rate, Thai bank counters run roughly 1–2% worse, and airport...

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Fixed Deposits & Interest for Foreigners in Thai Banks (2026)
7 min read

Fixed Deposits & Interest for Foreigners in Thai Banks (2026)

A 12-month Thai baht fixed deposit at a major bank pays roughly 0.5–1.1% a year in mid-2026, and the bank automatically withholds 15% tax on whatever interest...

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Foreign Currency Deposit (FCD) Accounts in Thailand Explained
7 min read

Foreign Currency Deposit (FCD) Accounts in Thailand Explained

A Foreign Currency Deposit (FCD) account lets you hold US dollars, British pounds, euros or Australian dollars inside a Thai bank without converting a single...

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How to Open a Thai Bank Account in 2026: Every Route That Still Works
9 min read

How to Open a Thai Bank Account in 2026: Every Route That Still Works

Your visa, not your nationality or your bank balance, decides whether a Thai bank opens an account for you in 2026. LTR visa holders get the smoothest path —...

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Living in Thailand Without a Thai Bank Account: The Full Stack
7 min read

Living in Thailand Without a Thai Bank Account: The Full Stack

Most DTV holders and long-stay tourists in 2026 never open a Thai bank account, because branches routinely turn them away. The workaround is a Wise (or...

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Opening a Thai Bank Account on a DTV: Why Banks Say No & What Works
7 min read

Opening a Thai Bank Account on a DTV: Why Banks Say No & What Works

If you hold a Destination Thailand Visa (DTV) in 2026, plan on being turned away at the counter of Bangkok Bank, Kasikornbank (KBank), Siam Commercial Bank...

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Thai Bank Fee Comparison 2026: Transfers, FCD, ATM & SMS Fees
8 min read

Thai Bank Fee Comparison 2026: Transfers, FCD, ATM & SMS Fees

Pulling cash out of a Thai ATM on a foreign card costs ฿220–350 per withdrawal in 2026, and sending money out of the country by SWIFT runs ฿250–1,200 depending...

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Thailand ATM Fees for Foreign Cards: The 220-Baht Problem & Workarounds
7 min read

Thailand ATM Fees for Foreign Cards: The 220-Baht Problem & Workarounds

Every Thai bank ATM now charges a foreign card ฿250 to ฿350 (~$7.60–10.60) per withdrawal, not the flat ฿220 baseline that still circulates in older travel...

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Transferring Money Out of Thailand: Rules, Limits & Fees
7 min read

Transferring Money Out of Thailand: Rules, Limits & Fees

Thailand has no blanket cap on how much money you can send abroad, but the Bank of Thailand (BOT) requires paperwork once the amount gets serious. The key...

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Wise vs Revolut in Thailand: Which for Daily Spending?
7 min read

Wise vs Revolut in Thailand: Which for Daily Spending?

Wise holds Thai baht and can deposit it straight into a Thai bank account, usually the same day, for around 0.6% plus a small fixed fee. Revolut cannot hold...

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